How Much Will My Mortgage Payment Change If I Put More Down?

Here’s the quick math: on a 30-year fixed-rate loan at today’s rates, every extra $10,000 you put down reduces your monthly payment by roughly $60. So if you save up an additional $20,000, you’ll lowe... ...more

Mortgage

October 08, 2025•1 min read

Is Now a Good Time to Buy a Home? Here’s the Real Answer

Before I bought my first house, I was nervous — maybe more nervous than I was about getting married. For me, the hardest decision wasn’t “I do”… it was “Do I buy?” And if you’re asking that same quest... ...more

Mortgage

October 08, 2025•1 min read

Will Mortgage Rates Go Down Soon? What Homebuyers Should Know

If you’re asking yourself “Should I wait to buy until mortgage rates drop?” — you’re not alone. It’s the number one question I hear right now. The honest answer? Maybe… but don’t count on a big, guara... ...more

Mortgage

October 07, 2025•1 min read

Home Loan Privacy Protection Just Became Law

If you’ve ever applied for a mortgage, you know the drill: the moment your credit is pulled, your inbox, phone, and mailbox explode with offers from lenders you’ve never heard of. It’s stressful, conf... ...more

Mortgage

September 11, 2025•2 min read